5 Simple Statements About 228 loan Explained
5 Simple Statements About 228 loan Explained
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(iii) Any situations further than the Charge of the financial institution, including financial conditions or other current market aspects or situations, that have adversely impacted the bank's capability to conduct.
컴퓨터 앞에 앉아 네이버를 이용하고 싶다면, 몇 가지 간단한 방법으로 네이버 웹사이트에 접속할 수 있습니다.
인터넷이라는 광활한 바다를 항해하며 정보의 보고를 찾는 우리에게 네이버는 든든한 나침반이자, 탐험의 동반자와 같습니다. 검색, 뉴스, 지식인, 쇼핑, 메일, 블로그 등 네이버는 우리 일상의 거의 모든 영역에 깊숙이 스며들어 있습니다.
The Board assessments the affect and responsiveness of the bank's Local community progress loans and community progress investments that gain or serve a facility-based mostly assessment space, as supplied in § 228.15.
(iii) An inventory showing Each and every census tract by which the financial institution claimed a small small business loan or a small farm loan;
(iv) Irrespective of whether to solicit supplemental public input or require the lender to deliver any added response to public input currently obtained.
(one) Revitalization or stabilization, vital community facilities, important community infrastructure, and disaster preparedness and temperature resiliency activities in Native Land Regions are activities specially targeted to and conducted in Native Land Areas.
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The Board may change a restricted function financial institution's establishment ranking from “Satisfactory” to “Excellent” the place a lender requests and receives extra consideration for companies that could qualify underneath the Community Growth Products and services Test in § 228.twenty five.
) The number of checking and discounts accounts opened digitally and through other delivery devices which are Energetic at the conclusion of Each and every calendar 12 months by census tract earnings stage for every calendar calendar year.
) Any increase in the calendar 12 months to an current Neighborhood improvement loan that may be refinanced or renewed or to an present community advancement financial commitment that is renewed;
(ii) The Board considers an intermediate lender's Neighborhood enhancement loans, Local community enhancement investments, and Local community improvement services devoid of regard to whether the action is built in one or 228 loan more of your lender's facility-based mostly evaluation locations. The extent with the Board's consideration of Neighborhood growth loans, community growth investments, and Group improvement expert services beyond the lender's facility-primarily based evaluation areas will depend upon the adequacy of your financial institution's responsiveness to community improvement requires and possibilities within the bank's facility-based mostly evaluation spots and applicable functionality context information.
(x) An indicator for if the loan was to a business or farm for which gross annual revenues aren't regarded because of the lender.